:root{--navy:#071f4b;--blue:#0d47b5;--orange:#e7661f;--orange-dark:#c94d10;--ink:#14213d;--muted:#5b6578;--cream:#fff9f4;--line:#dfe5ee;--white:#fff;--green:#178a56;--shadow:0 16px 40px rgba(7,31,75,.10);--radius:20px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.6;background:#fff}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--orange-dark);font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.eyebrow:before{content:"";width:25px;height:2px;background:var(--orange)}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.12;margin:0;color:var(--navy)}h1{font-size:clamp(2.6rem,6vw,5.2rem);letter-spacing:-.045em}h2{font-size:clamp(2rem,4vw,3.25rem);letter-spacing:-.03em}h3{font-size:1.35rem}p{margin:.75rem 0;color:var(--muted)}.lead{font-size:clamp(1.05rem,2vw,1.25rem);max-width:650px}.section{padding:96px 0}.section-soft{background:#f7f9fc}.section-cream{background:var(--cream)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:42px}.section-head p{max-width:560px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:0 20px;border-radius:10px;border:1px solid transparent;font-weight:750;cursor:pointer;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--orange);color:white;box-shadow:0 8px 20px rgba(231,102,31,.25)}.btn-primary:hover{background:var(--orange-dark)}.btn-secondary{background:white;color:var(--navy);border-color:#cbd5e1}.btn-navy{background:var(--navy);color:white}.btn-link{color:var(--blue);padding:0;min-height:auto}.site-header{height:78px;display:flex;align-items:center;background:rgba(255,255,255,.96);border-bottom:1px solid rgba(223,229,238,.9);position:sticky;top:0;z-index:50;backdrop-filter:blur(14px)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:230px;height:auto}.nav-links{display:flex;align-items:center;gap:26px;font-size:.92rem;font-weight:700}.nav-links a:hover{color:var(--orange)}.nav-cta{display:flex;gap:10px}.menu-toggle{display:none;background:none;border:0;padding:8px}.menu-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px}.hero{position:relative;min-height:650px;display:grid;align-items:center;overflow:hidden;background:#eef3f9}.hero-bg{position:absolute;inset:0;background:url('/assets/hero-advisory.png') center/cover no-repeat}.hero-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.95) 37%,rgba(255,255,255,.30) 63%,rgba(7,31,75,.05) 100%)}.hero-content{position:relative;z-index:2;width:56%;padding:75px 0}.hero h1 span{color:var(--orange)}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 26px}.trust-row{display:flex;flex-wrap:wrap;gap:20px;color:var(--navy);font-size:.9rem;font-weight:700}.trust-row span{display:flex;align-items:center;gap:7px}.check{color:var(--green)}.trust-strip{background:var(--navy);color:white}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:25px 0}.trust-item{display:flex;gap:12px;align-items:center;padding:0 24px;border-right:1px solid rgba(255,255,255,.2)}.trust-item:first-child{padding-left:0}.trust-item:last-child{border:0}.trust-icon{width:38px;height:38px;border-radius:50%;background:rgba(231,102,31,.2);display:grid;place-items:center;color:#ff9a5e;flex:none}.trust-item strong{display:block;font-size:.94rem}.trust-item small{color:#b9c5db}.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 28px rgba(7,31,75,.05);transition:.25s}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#c8d5e7}.icon-box{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:#fff0e7;color:var(--orange);font-size:1.5rem;margin-bottom:20px}.card p{font-size:.94rem}.card .btn-link{display:inline-flex;margin-top:10px;font-weight:800}.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.feature-panel{background:var(--navy);color:white;border-radius:28px;padding:40px;position:relative;overflow:hidden}.feature-panel h2,.feature-panel h3{color:white}.feature-panel p{color:#c8d2e4}.steps{display:grid;gap:18px;margin-top:28px}.step{display:flex;gap:16px}.step-no{width:38px;height:38px;display:grid;place-items:center;background:var(--orange);border-radius:10px;color:white;font-weight:900;flex:none}.bullet-list{display:grid;gap:18px;margin:26px 0}.bullet{display:flex;gap:14px}.bullet-mark{width:28px;height:28px;border-radius:50%;background:#e8f8f0;color:var(--green);display:grid;place-items:center;flex:none}.bullet strong{display:block;color:var(--navy)}.calc-wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:20px}.calc-card,.result-card{border-radius:24px;padding:34px}.calc-card{background:white;border:1px solid var(--line)}.result-card{background:var(--navy);color:white}.result-card h3,.result-card p{color:white}.field{margin:19px 0}.field-head{display:flex;justify-content:space-between;gap:10px}.field label{font-weight:750;color:var(--navy)}.field output{font-weight:800;color:var(--orange-dark)}input[type=range]{width:100%;accent-color:var(--orange)}.result-big{font-family:Georgia,serif;font-size:2.5rem;margin:10px 0 20px}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.result-mini{background:rgba(255,255,255,.09);padding:14px;border-radius:12px}.result-mini small{display:block;color:#c7d1e2}.partner{background:linear-gradient(135deg,#071f4b,#0e3d7d);color:white;border-radius:30px;padding:52px;display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}.partner h2,.partner h3{color:white}.partner p{color:#c8d2e4}.partner-points{display:grid;grid-template-columns:1fr 1fr;gap:14px}.partner-point{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);padding:16px;border-radius:14px}.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}.founder-card{background:var(--cream);border:1px solid #f3d7c7;border-radius:24px;padding:34px}.founders{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:22px}.founder{background:white;padding:18px;border-radius:14px}.founder strong{color:var(--navy);display:block}.faq{max-width:820px;margin:auto}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{font-weight:800;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between}.faq summary:after{content:"+";color:var(--orange);font-size:1.3rem}.faq details[open] summary:after{content:"−"}.cta-band{background:var(--orange);border-radius:28px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-band h2{color:white}.cta-band p{color:#fff3eb}.site-footer{background:#061735;color:#dbe4f2;padding:62px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:35px}.footer-logo{width:220px;background:white;border-radius:8px;padding:6px}.site-footer p,.site-footer a{color:#aebbd0;font-size:.91rem}.site-footer a:hover{color:white}.footer-links{display:grid;gap:9px}.site-footer h3{color:white;font-size:1rem;font-family:inherit;margin-bottom:14px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:22px;display:flex;justify-content:space-between;gap:20px;font-size:.82rem;color:#8999b4}.product-hero{padding:90px 0 70px;background:linear-gradient(135deg,#f7f9fc,#fff5ee)}.product-hero .container{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}.info-box{background:white;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}.info-box h3{margin-bottom:10px}.stat-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.stat{background:#f7f9fc;border-radius:12px;padding:14px}.stat small{display:block;color:var(--muted)}.stat strong{color:var(--navy)}.content-grid{display:grid;grid-template-columns:1fr 340px;gap:55px}.content-grid h2{font-size:2rem;margin:32px 0 12px}.content-grid ul{padding-left:20px;color:var(--muted)}.side-card{position:sticky;top:105px;background:var(--navy);padding:26px;border-radius:20px;color:white}.side-card h3,.side-card p{color:white}.legal{max-width:850px;margin:auto}.legal h2{font-size:1.5rem;margin-top:32px}.notice{background:#fff8e7;border-left:4px solid #efa928;padding:16px 18px;border-radius:8px;color:#6b521c}.floating-whatsapp{position:fixed;right:22px;bottom:22px;width:58px;height:58px;border-radius:50%;background:#25d366;color:white;display:grid;place-items:center;font-size:1.55rem;box-shadow:0 10px 30px rgba(0,0,0,.22);z-index:60}.mobile-bar{display:none}
@media(max-width:960px){.nav-links{display:none;position:absolute;top:77px;left:0;right:0;background:white;padding:22px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-toggle{display:block}.nav-cta .btn-secondary{display:none}.hero{min-height:620px}.hero-bg{background-position:68% center}.hero-bg:after{background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.96) 50%,rgba(255,255,255,.38) 100%)}.hero-content{width:68%}.trust-grid{grid-template-columns:1fr 1fr;gap:0}.trust-item{padding:15px;border-bottom:1px solid rgba(255,255,255,.14)}.product-grid{grid-template-columns:1fr 1fr}.feature-grid,.calc-wrap,.about-grid,.partner,.product-hero .container,.content-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.side-card{position:static}}
@media(max-width:640px){.container{width:min(100% - 28px,var(--max))}.section{padding:70px 0}.site-header{height:70px}.brand img{width:185px}.nav-links{top:69px}.nav-cta .btn{padding:0 13px;min-height:42px}.hero{min-height:700px;align-items:start}.hero-bg{background-position:66% center}.hero-bg:after{background:linear-gradient(180deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.96) 58%,rgba(255,255,255,.20) 100%)}.hero-content{width:100%;padding-top:55px}.hero h1{font-size:2.75rem}.trust-row{gap:10px 16px}.trust-grid{grid-template-columns:1fr}.trust-item{padding:14px 0;border-right:0}.section-head{display:block}.product-grid{grid-template-columns:1fr}.card{padding:24px}.feature-grid{gap:35px}.feature-panel,.calc-card,.result-card{padding:25px}.partner{padding:30px 24px}.partner-points,.founders,.stat-list{grid-template-columns:1fr}.cta-band{padding:32px 24px;display:block}.cta-band .btn{margin-top:15px}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block;padding-bottom:55px}.floating-whatsapp{display:none}.mobile-bar{position:fixed;bottom:0;left:0;right:0;z-index:70;display:grid;grid-template-columns:1fr 1fr;background:white;box-shadow:0 -6px 20px rgba(7,31,75,.15);padding:8px;gap:8px}.mobile-bar .btn{min-height:44px}.product-hero{padding:65px 0 50px}.content-grid{gap:30px}}

/* Final production refinements */
.hero-proof{margin:14px 0 0;color:var(--navy);font-size:.82rem;font-weight:800;letter-spacing:.01em}.hero-proof span{color:#9aa5b5;margin:0 5px}.icon-box svg{width:29px;height:29px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.card .icon-box{transition:.2s}.card:hover .icon-box{background:var(--orange);color:#fff;transform:translateY(-2px)}.steps{grid-template-columns:repeat(2,minmax(0,1fr));align-items:stretch}.step{background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:16px;min-height:150px}.step h3{font-size:1.05rem}.step p{font-size:.87rem;margin-bottom:0}.loan-presets{border:0;margin:0 0 24px;padding:0;display:flex;flex-wrap:wrap;gap:9px}.loan-presets legend{width:100%;font-weight:800;color:var(--navy);margin-bottom:8px}.preset{border:1px solid #cbd5e1;background:#fff;color:var(--navy);border-radius:999px;padding:9px 14px;font-weight:750;cursor:pointer;transition:.2s}.preset:hover,.preset.is-active{border-color:var(--orange);background:#fff0e7;color:var(--orange-dark)}.legal-links{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px 16px}.callback-modal[hidden]{display:none}.callback-modal{position:fixed;inset:0;z-index:100;display:grid;place-items:center;padding:20px}.callback-backdrop{position:absolute;inset:0;background:rgba(4,18,43,.72);backdrop-filter:blur(4px)}.callback-panel{position:relative;width:min(500px,100%);max-height:calc(100vh - 40px);overflow:auto;background:#fff;border-radius:22px;padding:34px;box-shadow:0 28px 80px rgba(0,0,0,.35)}.callback-panel h2{font-size:2rem;margin-top:7px}.modal-close{position:absolute;right:16px;top:12px;width:38px;height:38px;border:0;border-radius:50%;background:#f1f4f8;color:var(--navy);font-size:1.7rem;line-height:1;cursor:pointer}.callback-panel form{display:grid;gap:9px;margin-top:22px}.callback-panel label{font-weight:800;color:var(--navy);margin-top:5px}.callback-panel input{width:100%;min-height:48px;border:1px solid #cbd5e1;border-radius:10px;padding:10px 12px;background:#fff}.callback-panel input:focus{outline:3px solid rgba(231,102,31,.18);border-color:var(--orange)}.callback-panel form .btn{margin-top:12px}.callback-panel small{color:var(--muted);line-height:1.5}.callback-panel small a{color:var(--blue);text-decoration:underline}body.modal-open{overflow:hidden}
@media(max-width:640px){.hero-proof{font-size:.76rem}.hero-proof span{margin:0 2px}.steps{grid-template-columns:1fr}.step{min-height:auto}.legal-links{justify-content:flex-start;margin-top:12px}.callback-panel{padding:28px 22px}.callback-panel h2{font-size:1.65rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}