Terms & Conditions
Last updated: 4 October 2026
By using this website or asking CI Fintech to assist with a loan enquiry, you agree to these terms. Website content is for general information and to support an initial discussion about financial products.
Our role
CI Fintech is an independent financial advisory firm and empanelled direct selling agent (DSA) / lending service partner. We help applicants understand possible options, prepare documents and coordinate with empanelled banks and NBFCs. CI Fintech is not a bank, NBFC or direct lender.
Subject to lender criteria
Every loan application and all related terms are subject to the selected lender’s prevailing eligibility criteria, credit policy, verification, documentation, legal and technical checks. Final approval, loan amount, interest rate, annual percentage rate, tenure, fees, conditions, timelines and disbursal are solely determined by the lending bank or NBFC.
No guarantee or offer
Website content, EMI calculations, indicative eligibility discussions and advisor conversations do not constitute a loan offer or a guarantee of approval. You must review the lender’s official key facts statement, sanction letter, schedule of charges and agreement before accepting any facility.
Applicant responsibility
You agree to provide complete and accurate information, use the website lawfully and protect sensitive credentials. Do not send CI Fintech or any representative your OTP, UPI PIN, card PIN, CVV, internet-banking password or other authentication code.
Third-party institutions
Bank and NBFC names or logos are shown only for identification. Each institution owns its respective marks and operates under its own terms, policies and privacy practices.
Intellectual property
The CI Fintech name, logo, design and original website content may not be copied or used without written permission, except where permitted by law.
Changes and contact
We may update these terms as our services or applicable requirements change. Questions may be sent to support@cifintech.com.